At MoMoney, we take your privacy seriously. This Privacy Policy explains how we collect, use, and disclose information about you when you use our mobile application (the “App”).

Information We Collect
We collect information you provide directly to us, such as your name, email address, and phone number when you register for an account on the App. We may also collect information about your transactions and payments through the App, as well as any other information you choose to provide to us.

We may also automatically collect certain information about your device, including the type of device you use, unique device identifiers (Device ID), and information about your use of the App.

How We Use Your Information
We use the information we collect to:

• Provide and improve the App.
• Communicate with you about your account and transactions.
• Personalize your experience with the App.
• Send you promotional emails or other communications about our products and services.

Information Sharing
We may share your information with third-party service providers who help us operate the App, display advertisements, and send marketing communications. Specifically:

• Google AdMob: For displaying advertisements. AdMob may collect device identifiers to serve targeted ads. Please refer to Google’s privacy policy for more details.
• OneSignal: For sending push notifications. OneSignal may collect device identifiers to deliver notifications. Please refer to OneSignal’s privacy policy for more details.

Your Choices
You can choose not to provide us with certain information, but this may limit your ability to use certain features of the App. You can also opt out of receiving promotional emails or other communications from us by following the instructions in those messages.

Security
We take reasonable measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee the absolute security of your information.

Children’s Privacy
The App is not intended for use by children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13, we will take steps to delete the information as soon as possible.

Changes to this Privacy Policy
We may update this Privacy Policy from time to time. If we make material changes, we will notify you by email or through the App. Your continued use of the App after any such changes constitutes your acceptance of the updated Privacy Policy.

Contact Us
If you have any questions about this Privacy Policy or our practices, please contact us at [email protected].