Workers Comp Calculator 2026

Don't guess. Know your exact settlement value before you sign.

About Workers Comp Calculator

If you've been injured on the clock, you are at an immediate disadvantage. Insurance adjusters are trained to lowball your claim, rush you to MMI (Maximum Medical Improvement), and pressure you into signing away your rights before you know the true value of your Permanent Partial Disability (PPD). The Workers Comp Calculator levels the playing field. Built for injured workers, not insurance companies, this private app estimates your maximum potential settlement. We automatically calculate your Average Weekly Wage (AWW), apply your specific state’s weekly caps, and break down your exact Temporary Total Disability (TTD), medical benefits, and vocational rehab payouts—giving you the financial clarity you need before you speak to an attorney or accept a "light duty" offer.

Key Features

50-State Rule & Cap Tracker

Automatically applies your state's specific maximum weekly benefit caps and alerts you to strict 1-year Statute of Limitation (SOL) deadlines so your claim isn't barred.

4-Benefit Settlement Breakdown

See exact visual calculations for Temporary Total Disability (TTD), Permanent Partial Disability (PPD), estimated future medical costs, and vocational rehabilitation payouts.

Claim Strength & Attorney ROI

Get an instant assessment of your claim's strength. Toggle attorney contingency fees (15-33%) to see your true "net-to-pocket" money under Conservative, Likely, and Maximum settlement scenarios.

What's New

Updated 2026 maximum weekly benefit rates and state caps for all 50 states + DC.
Added urgent 1-year Statute of Limitations (SOL) warning alerts for high-risk states (CA, TX, GA).
Enhanced Settlement Range UI with a new 3-column comparative breakdown.
Minor bug fixes and performance improvements for calculating hourly overtime wages.

Frequently Asked Questions

The exact value depends on your wages, state laws, and injury severity. The Workers Comp Calculator app determines your settlement range by combining your Average Weekly Wage (AWW), your state's maximum weekly benefit cap, and your permanent disability rating.

Benefits are typically calculated by multiplying your weekly wage by your state's benefit rate (usually 66.67%). The Workers Comp Calculator app then factors in Temporary Total Disability (wage replacement), Permanent Partial Disability (impairment), and estimated medical costs to give you a total estimate.

Every state has a different legal cap on how much they will pay you per week, regardless of how much you used to earn. The Workers Comp Calculator tracks all 50 states and will instantly alert you if your calculated rate exceeds your state's maximum limit.

Yes, this is called the Statute of Limitations. Many states allow 2 to 3 years, but some states like California, Texas, and Georgia have strict 1-year deadlines. The Workers Comp Calculator tracks these deadlines and issues urgent warnings if you are in a 1-year state.

TTD (Temporary Total Disability) is wage replacement paid while you are recovering and unable to work. PPD (Permanent Partial Disability) is a settlement paid for permanent loss of function after you have healed. Our app calculates both of these numbers separately for you.

Never accept a first offer without running the math yourself. Insurance companies routinely offer low payouts. You can use the Workers Comp Calculator to see Conservative, Most Likely, and Maximum financial models so you can compare the adjuster's offer against your claim's true mathematical value.

While not legally required, attorneys typically increase final settlement amounts by 30% to 50%. The Workers Comp Calculator includes a built-in Attorney ROI tool that calculates their standard contingency fee (15-33%) and shows you exactly how much "net-to-pocket" money you would keep.

MMI means your doctor has determined your injury has healed as much as it ever will. Once you reach MMI, your TTD payments usually stop, and your doctor assigns a disability rating. You can enter your MMI rating into the Workers Comp Calculator to find out your permanent settlement value.

Yes. A proper settlement must include future care. The app allows you to toggle "Likely Future Surgery" or "Vocational Rehabilitation" to automatically add average national medical and retraining costs to your final settlement estimate.

Yes. The Workers Comp Calculator does not ask for your name, phone number, or employer, and does not sell your claim data to local law firms as "leads." Your calculations are done entirely on your device for your privacy.

Get Workers Comp Calculator 2026

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